IMPORTANT NOTES:  Halbert Wealth Management, Inc. (HWM) and Third Day Advisors, LLC (“TDA”) are Investment Advisors registered with the SEC and/or their respective states.  Information in this report is taken from sources believed reliable but its accuracy cannot be guaranteed. Any opinions stated are intended as general observations, not specific or personal investment advice.  Please consult a competent professional and the appropriate disclosure documents before making any investment decisions. Investments mentioned involve risk, and not all investments mentioned herein are appropriate for all investors.  HWM receives compensation from TDA in exchange for introducing client accounts.  For more information on HWM or TDA, please consult Form ADV Part 2, available at no charge upon request. Officers, employees, and affiliates of HWM may have investments managed by the Advisors discussed herein or others.

As benchmarks for comparison, the Standard & Poor’s 500 Stock Index (which includes dividends) and the NASDAQ 100 Index represent an unmanaged, passive buy-and-hold approach.  The volatility and investment characteristics of these benchmarks cited may differ materially (more or less) from that of Third Day programs since they are unmanaged Indexes which cannot be invested in directly. The performance of the S & P 500 Stock Index and the NASDAQ 100 is not meant to imply that investors should consider an investment in the Third Day programs, which are actively managed, as comparable to an investment in the “blue chip” stocks that comprise the S & P 500 Stock Index or 100 of the largest non-financial stocks listed on The NASDAQ Stock Market that comprise the NASDAQ 100. 

Historical performance data represents actual tracking accounts in programs named Third Day Aggressive Plan, Third Day Ultra Aggressive Plan, Third Day S&P 500 Plan and Third Day Program 12-C (Blended Index Strategy), all custodied at Rydex Series Trust, and verified by Theta Investment Research, LLC. See the Important Notes on page 4 of the Profiles for each specific program to see more detailed disclosures. These results reflect actual trades in proprietary accounts of the Advisor, managed to mimic the Advisor’s trading signals.  The results may not reflect the performance of actual client accounts due to contributions and withdrawals from client accounts, tax loss sales, client-imposed investment restrictions and other factors. These performance numbers have not been verified by HWM and therefore HWM is not responsible for their accuracy. The signals are generated by the use of proprietary models developed by Third Day Advisors, with the objective of using leveraged long and short market exposure to generate profitable trades. Statistics for “Worst Drawdown” are calculated as of month-end.  Drawdowns within a month may have been greater. PAST RESULTS ARE NOT NECESSARILY INDICATIVE OF FUTURE RESULTS.  Mutual funds carry their own expenses which are outlined in the fund’s prospectus.  An account with any Advisor is not a bank account and is not guaranteed by FDIC or any other governmental agency.

When reviewing past performance records, it is important to note that different accounts, even though they are traded pursuant to the same strategy, can have varying results.  The reasons for this include: i) the period of time in which the accounts are active; ii) the timing of contributions and withdrawals; iii) the account size; iv) the minimum investment requirements and/or withdrawal restrictions; and v) the rate of brokerage commissions and transaction fees charged to an account. There can be no assurance that an account opened by any person will achieve performance returns similar to those provided herein for accounts traded pursuant to the Third Day programs.

In addition, you should be aware that (i) the Third Day programs are speculative and involve a high degree of risk; (ii) the Third Day programs’ performance may be volatile; (iii) an investor could lose all or a substantial amount of his or her investment in the programs; (iv) Third Day will have trading authority over an investor’s account and the use of a single advisor could mean lack of diversification and consequently higher risk; and (v) the Third Day programs’ fees and expenses (if any) will reduce an investor’s trading profits, or increase any trading losses.